Dropbox for you and me?

We’ve been discussing and trying network dropbox type services for years and the alternatives continue to pop up like mushrooms in a cave – Cloud Storage Alternative Comparison article. Do you think we have finally turned the corner where your files are available anywhere, anytime, and on any device? Do you feel safe with your files being digital and stored on some system in some location that may be on any continent? I would feel safer if the terms and conditions were favorable to me.